Terms of Service for Credit Repair Matrix
Effective Date: April 04, 2025
Welcome to Credit Repair Matrix (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website, services, and any related products (collectively, the “Services”) provided by Credit Repair Matrix. By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
1. Eligibility
To use our Services, you must be at least 18 years old and have the legal capacity to enter into a binding agreement. By using our Services, you represent and warrant that you meet these eligibility requirements.
2. Services Provided
Credit Repair Matrix offers credit repair assistance, including but not limited to reviewing credit reports, identifying inaccuracies, and providing guidance or representation to dispute errors with credit bureaus and creditors. We do not guarantee specific outcomes, such as the removal of negative items from your credit report or an increase in your credit score, as results depend on various factors beyond our control.
3. User Responsibilities
- Accurate Information: You agree to provide accurate, complete, and current information as requested to enable us to perform the Services.
- Compliance: You will use our Services only for lawful purposes and in accordance with these Terms.
- Account Security: If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
4. Fees and Payment
- Service Fees: Fees for our Services will be outlined in a separate agreement or on our website at the time of purchase. All fees are non-refundable unless otherwise stated.
- Payment Terms: You agree to pay all fees in full at the time of service initiation or as agreed upon in a payment plan. Failure to make timely payments may result in suspension or termination of Services.
- Cancellation: You may cancel your subscription or Services at any time by contacting us, but no refunds will be issued for payments already made unless required by law.
5. No Guarantees
Credit Repair Matrix strives to assist you in improving your credit profile, but we cannot guarantee specific results. Outcomes depend on the accuracy of the information in your credit reports, the cooperation of credit bureaus and creditors, and other factors outside our control.
6. Intellectual Property
All content, trademarks, and materials provided through our Services, including but not limited to text, logos, and designs, are the property of Credit Repair Matrix or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.
7. Limitation of Liability
To the fullest extent permitted by law, Credit Repair Matrix, its affiliates, and employees shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our Services, including but not limited to loss of income, data, or credit opportunities. Our total liability to you shall not exceed the amount you paid for the Services in the preceding 12 months.
8. Indemnification
You agree to indemnify and hold harmless Credit Repair Matrix, its officers, employees, and agents from any claims, damages, or losses arising from your misuse of the Services, violation of these Terms, or infringement of any third-party rights.
9. Termination
We reserve the right to suspend or terminate your access to our Services at our sole discretion, with or without notice, if we believe you have violated these Terms or engaged in unlawful activity. Upon termination, your right to use the Services will cease immediately.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert State/Country], without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts of [Insert Jurisdiction].
11. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on our website with a revised “Effective Date.” Your continued use of the Services after such changes constitutes your acceptance of the updated Terms.
12. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review it [insert link or reference] for more details.
13. Contact Us
If you have any questions about these Terms or our Services, please contact us at:
Email: support@creditrepairmatrix.com